Financial Need

While financial planning in your 20s might not seem as exciting as spending your cash on concerts, vacations, and tech, it can definitely set you up for a secure future. But you know this, or else you wouldn’t be here, …

Financial stress affects nearly half of U.S. adults. According to a 2024 Bankrate survey, 47% of people say money negatively impacts their mental health, causing anxiety, sleep loss, and more. If this sounds all too familiar, you’ve come to the …

Becoming financially independent is a goal for many young people, but the path can seem daunting without a clear plan (or a deep understanding of what it really means). For some, financial independence means having enough income to cover your …

A student loan isn’t limited to the principal amount—a.k.a. the initial loan amount you’re given by a lender. Interest and various fees, like origination fees and late fees, tack on extra costs, causing the balance you owe to grow and …

College is expensive, of that there is no doubt. Currently, 43.5 million borrowers have federal student loan debt, and the average student loan debt balance is nearly $40,000. Upon graduation, students will find it difficult to make monthly loan payments …